Retirement & Estate Planning

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Do you Understand how to reduce taxes through Income Splitting

Certain financial products are eligible for income splitting and some are not, giving you the potential to save money from taxes. By Susan Creasy.

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Preparing for Retirement

Three planning steps that are key to a happy and successful retirement: reduce debt, increase savings and have an emergency fund for unforeseen circumstances. By Susan Creasy

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Grandparents Contribute to RRSP

A gift of funds to make a contribution to your grandchild’s RRSP is a gift that keeps on giving. By Susan Creasy

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Streetwise advice for seniors

Many individuals need to consider the source of their advice and critique the many articles; television shows and books which offer financial or investment advice. By Susan Creasy

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Transitioning into Retirement

If you retire with debt, the interest and principal payments will likely come from the same source of retirement assets that you plan to use to fund or partially fund your retirement. By Susan Creasy

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Dual Wills

How to reduce probate fees and minimize the delays when settling an estate. By Susan Creasy

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Estate Planning Basics

For many families, the lack of estate planning is like a minefield with more at stake than who wants the silverware. By Susan Creasy

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Death and Taxes

Life insurance policies can be used to pay the taxes owed at your death to the CCRA, leaving more of your money for your family and loved ones instead of shrinking your RRSPs and other savings to pay the taxes. By Susan Creasy

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Financial Advisors are often estate advisors

Financial advisors can be a key link to the expertise clients require. By Susan Creasy

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Baby Boomers change the retirement

Boomers are more likely to engage in active outdoor pursuits, explore exotic places and take classes to develop their interests than were their elders. By Susan Creasy