Retirement & Estate Planning

article
December 14, 2016
Make Charitable Giving Part of Your Estate Plan

Building charitable giving into your estate plan is another way to give back to the community. Planned giving can take the form of giving cash, donating shares, securities or mutual funds or life insurance. If you donate shares or other securities “in Kind” to a charity, you get a tax break on the capital gains.

article
August 10, 2016
The Benefits of an Estate Freeze

With good planning with your accountant, lawyer and financial advisor, estate freezing can help reduce taxes on your assets, while maintaining control and access.

article
June 16, 2016
The Family Cottage – The Joys and Challenges of Ownership

Succession planning of a cottage which is not your principal residence is a critical component of any estate plan and the intentions for the cottage need to be aligned with your will and investments. Seek expert advice from a lawyer and your financial advisor when pursuing this process

article
April 16, 2016
How to Reduce A Family Battle from Exploding over Your Estate

Aging parents have a challenge to evenly or fairly distribute wealth to their children without starting a fight amongst the family. It is the unexpected transfer of assets – everything from money to family heirloom that tears families apart. By Susan Creasy

article
March 16, 2016
Pension Income Splitting can Create Savings Opportunities

Are you aware you can split up to 50% of your income with your spouse in reitrement. Learn how to save on taxes in your retirement years. 

article
Taking Care of Elders

For some clients, eldercare costs and time away from work are putting a strain on the retirement savings plan. By Susan Creasy

article
Seniors build your advisor team version

Seniors should have an advisory team made up of professionals who can co-ordinate the advice given and the recommendations made. By Susan Creasy

article
Pre-planning Your Affairs

Gain a better awareness of the need to preplan one’s affairs at death and to communicate that plan with your loved ones. By Susan Creasy

article
Do you Understand how to reduce taxes through Income Splitting

Certain financial products are eligible for income splitting and some are not, giving you the potential to save money from taxes. By Susan Creasy.

article
Preparing for Retirement

Three planning steps that are key to a happy and successful retirement: reduce debt, increase savings and have an emergency fund for unforeseen circumstances. By Susan Creasy