Retirement & Estate Planning

July 18, 2018
The Gift of Feeling Good about Your Money

Giving back to charities can help save you from paying taxes to Revenue Canada.

March 14, 2018
Is your retirement income at risk?

There are various factors that can erode away your retirement income. 

December 14, 2016
Make Charitable Giving Part of Your Estate Plan

Building charitable giving into your estate plan is another way to give back to the community. Planned giving can take the form of giving cash, donating shares, securities or mutual funds or life insurance. If you donate shares or other securities “in Kind” to a charity, you get a tax break on the capital gains.

August 10, 2016
The Benefits of an Estate Freeze

With good planning with your accountant, lawyer and financial advisor, estate freezing can help reduce taxes on your assets, while maintaining control and access.

June 16, 2016
The Family Cottage – The Joys and Challenges of Ownership

Succession planning of a cottage which is not your principal residence is a critical component of any estate plan and the intentions for the cottage need to be aligned with your will and investments. Seek expert advice from a lawyer and your financial advisor when pursuing this process

April 16, 2016
How to Reduce A Family Battle from Exploding over Your Estate

Aging parents have a challenge to evenly or fairly distribute wealth to their children without starting a fight amongst the family. It is the unexpected transfer of assets – everything from money to family heirloom that tears families apart. By Susan Creasy

March 16, 2016
Pension Income Splitting can Create Savings Opportunities

Are you aware you can split up to 50% of your income with your spouse in reitrement. Learn how to save on taxes in your retirement years. 

Taking Care of Elders

For some clients, eldercare costs and time away from work are putting a strain on the retirement savings plan. By Susan Creasy

Seniors build your advisor team version

Seniors should have an advisory team made up of professionals who can co-ordinate the advice given and the recommendations made. By Susan Creasy

Pre-planning Your Affairs

Gain a better awareness of the need to preplan one’s affairs at death and to communicate that plan with your loved ones. By Susan Creasy