Disability Insurance

Disability insurance provides a living benefit protection if you are unable to work due to a disability. The policy of a personally owned disability insurance is paid out tax-free to help supplement your income as you recover from your disability. With access to multiple companies, together we can determine the amount of coverage best suited for your needs at the price that you can afford.

There are various types of disability insurance such as:

Individual disability insurance - provides a benefit after a pre-determined waiting period, for a specific amount of time. To learn more about individual disability insurance click here.

Overhead expense disability insurance - provides a benefit to pay the expenses of your business after a pre-determined waiting period, for a specific amount of time. To learn more about overhead expense disability insurance click here.

Buy/Sell disability insurance  - provides a benefit to assist with the purchase of a disabled colleague's shares of a business. To learn more about buy/sell disability insurance click here.